logo BCGE
Individuals  
Corporates  
log on Online solutions

dialogue

the BCGE
magazine

Contact

21 branches, only one number

058 211 21 00

(Mon. to Fri. from 7.30am to 7.30pm and Sat. from 9am to 4pm)
Contact forms

Address

Banque Cantonale de Genève
Quai de l'Ile 17 - CP 2251
1211 Genève 2

Fax : +41 58 211 21 99

BIC/SWIFTBCGECHGGXXX
Clearing/CB788
CCP CHF12-1-2
CCP EUR91-518772-8
TVA/IDECHE-105.981.074
GIIN:   CGGLK0.00000.LE.756
LEI:   549300ZEFUWWFTP7BA50

BCGE branches and ATMs

You are looking for ?

Where ?

Emergency numbers security cards

Emergency numbers :

Security and protection :

Protection of bank deposits


Deposits held with the BCGE benefit from a federal protection system. It is applicable independently of whether the client, a natural or legal person, is domiciled in Switzerland or abroad. Below you will find the major points of this scheme.

The guarantee scheme instituted pursuant to the Federal Banking Act

In accordance with the Federal Banking Act, banks guarantee, up to a maximum amount of CHF 100,000 per creditor and per bank, the following deposits:

  • assets such as private accounts, savings accounts, investment accounts, salary accounts, digital accounts, custody accounts and current accounts
  • medium-term bearer notes deposited with the issuing bank

In the event of enforced liquidation of a bank, repayment of the guaranteed amount would be ensured by the bank’s membership of the “esisuisse” association, in accordance with the provisions specified on www.esisuisse.ch and in the brochure available on https://www.esisuisse.ch/de/media/esisuisse_client_information.pdf

The preferential deposits scheme

If the deposits were not to be repaid by “esisuisse”, the Act provides that the amounts not recovered must be allocated, in the order of priority of claims after bankruptcy, to the category of second-class rank up to CHF 100,000 per creditor.

In addition to the deposits for which repayment is guaranteed by "esisuisse", preferential treatment covers:

  • linked pension plan assets (pillar 3a)
  • vested benefit foundation deposits
  • deposits held with foreign branches of the bank

Further details

The guarantee and the preferential coverage apply per depositor and per bank solely. If a client holds several accounts with the same bank, the assets are added together but the ceiling for preferential coverage and for the guarantee is fixed at CHF 100,000 in total. If the client's assets exceed the ceiling, the claims shall be treated like the claims of other creditors and allocated to the third-class rank in the bankruptcy procedure.

Vested benefit foundation deposits are considered in the same way as the deposits of any pension plan beneficiary or any insured person and, as such, are deemed preferential. Preferential status is valid (together with Pillar 3a deposits) independently of other deposits belonging to the pension plan beneficiary and the person insured up to the ceiling of CHF 100,000. Similarly, Pillar 3a account assets are preferential. Preferential status is valid independently of other deposits held by the depositor concerned, up to CHF 100,000 (with the vested benefit foundation deposits).

Up until end-December 2016, the cantonal law governing the Banque Cantonale de Genève provided for the Canton de Geneva guaranteeing repayment in capital and interest of savings and pension plan deposits held with the bank. As from 1st January 2017, the only protection scheme is that provided by the Swiss Confederation.

   
Further information Please contact your BCGE adviser who will be pleased to provide you with any additional infomation.
   

Exchange rates

22.06.2018

EUR EUR Atm 1.171 
EUREUR 1.1812 cours euro en hausse
USDUSD1.0331 cours usd en baisse
GBPGBP1.3763 cours usd en hausse
YENYEN0.9361 cours yen en baisse
EUR EUR Atm 1.133 
EUREUR1.1236 cours euro en hausse
USDUSD0.9460 cours usd en baisse
GBPGBP1.2502 cours usd en hausse
YENYEN0.8641 cours yen en baisse

Indicative informations

BCGE group investment strategy

Stock market report (French only)

Stock market prices

BCGE 188.00 0.53% cours en hausse
SMI 8,616.56 1.85% cours en hausse
cours action bcge Data source: SIX Financial Information SA
© 1999-2018 BCGE
   Banque Cantonale de Genève
   Case postale 2251
   1211 Genève 2
   Tél: 058 211 21 00