logo BCGE
log on Online solutions

Open an account online


the BCGE


21 branches, only one number

058 211 21 00

(Mon. to Fri. from 7.30am to 7.30pm and Sat. from 9am to 4pm)
Contact forms


Banque Cantonale de Genève
Quai de l'Ile 17 - CP 2251
1211 Genève 2

Fax : +41 58 211 21 99

CCP CHF12-1-2
CCP EUR91-518772-8
GIIN:   CGGLK0.00000.LE.756

BCGE branches and ATMs

You are looking for ?

Where ?

Emergency numbers security cards

Emergency numbers :

Security and protection :

Press releases

In this section, you will find all the BCGE group's press releases.

If you would like to receive the BCGE press releases and be registered on the mailing list of, please send an email : click here

Press releases for the year 2017 2016 2015
See the BCGE press releases in RSS format

Press releases for the year 2018

BCGE – savings account in pound sterling: a new instrument for diversification in foreign currency

Geneva, 10 October 2018 – Banque Cantonale de Genève launches a savings account in GBP, rounding off its current range in CHF, EUR, USD and CNY. The Bank’s customers can now have an Epargne Classic GBP account at 0.125% in pound sterling.


BCGE – Inauguration of the new "branch 4.0" in Florissant

Geneva, 18 September 2018 – Banque Cantonale de Genève has inaugurated its new "branch 4.0" in Florissant (Geneva). The Mayor of Geneva, Sami Kanaan, cut the ribbon, accompanied by the Chairman of the Board and the bank's CEO. On behalf of the authorities, he was delighted to see a bank invest in the City of Geneva in its hospitality and advisory infrastructure.


BCGE - BCGE takes a holding in SwissSign Group Ltd.

Geneva, 16 August 2018 – As part of its digital strategy, the Banque Cantonale de Genève has acquired a 3% stake in SwissSign Group Ltd., the leading digital identification joint venture of major players in the public, banking and insurance sectors in Switzerland.


Half-year group results as at 30 June 2018
BCGE - Profitability at a record level

Geneva, 7 August 2018 – The Banque Cantonale de Genève ended its half-year with a growth of 28.8% in its operating profit, which reached a record level of CHF 84.5 million. Net profit was up 10.7% at CHF 52 million. Half-year turnover exceeded the CHF 200 million threshold and rose 13.6% to CHF 208 million. Results increased strongly thanks to the ever more assertive diversification of business lines in Geneva, Switzerland and internationally. The cost/income ratio improved to 55.5%, thanks to product growth and risk control. Profitability improved: return on equity (ROE) rose 22 basis points to 6.9% while the earnings to equity ratio rose 190 basis points to 11.3%. Assets under management and administration rose to CHF 26.7 billion (+1.3% over the six-month period) as did mortgage loans to CHF 11.2 billion (+2.3%). For the full year 2018, the bank forecasts a higher level of operating profitability than in 2017.

To view the results of previous years, please click here.


BCGE - The CEO of the bank re-elected Chairman of the Central Mortgage Bond Institution of Swiss Cantonal Banks

Geneva, 2 July 2018 – The CEO of the BCGE, Blaise Goetschin, has been re-elected Chairman of the Central Mortgage Bond Institution of Swiss Cantonal Banks plc (CLG). In this position since 2006, the CEO of the bank was confirmed in his position for a further 3 years by the representatives of the 24 cantonal banks meeting in Zurich on 29 June 2018. CLG is a very important joint institution for cantonal banks, enabling them to refinance under the best possible conditions.


Corporate financing by banks has a future

Geneva, 27 June 2018 – With CHF 15.7 billion in outstanding loans to companies, BCGE is a major player in Geneva; one out of three Geneva-based companies is a regular client of the bank. BCGE generates two thirds of its turnover with companies and institutions. Thanks to its local knowledge and its specialised international unit, the bank acts as a success factor for Swiss and cross-border companies. As a pillar of the regional economy, BCGE has an evolving business model that enables it to offer the best possible expert support for companies ranging from small businesses to multinationals. These themes were developed today before the press.


The bank will protect public and private clients and shareholders from an unfounded initiative

Geneva, 19.6.2018 – The BCGE has taken note that the collection of signatures in favour of an initiative aimed at retroactively modifying its restructuring plan implemented 18 years ago has been completed. The bank reiterates its firm opposition to the surprising scheme proposed. It has all the elements necessary to prove that no « unfair advantage » has been granted to it and that the sums announced by the initiators are, in reality, not due at all. The bank has strictly complied with all the obligations arising from the legal provisions which enabled it to be rescued and its recovery to succeed.


GDP growth forecast for French-speaking Switzerland points to acceleration

The economy of French-speaking Switzerland appears to be bouncing back from the Swiss National Bank's (SNB) decision in January 2015 to drop the EUR/CHF currency floor. After coming in at 0.9% last year, the region's growth is expected to accelerate to 2.3% in 2018. In 2019, the economy should continue to expand at a relatively brisk clip of 1.9%. Those forecasts were released today by the region's six cantonal banks, in collaboration with the CREA Institute and the Forum des 100, an annual conference held by Swiss newspaper Le Temps.


24th Annual General Meeting: 5.5% dividend increase to CHF 2.90

Geneva, 2 May 2018 – The Banque Cantonale de Genève held its 24th Annual General Meeting with 504 shareholders, representing 89.6% of the registered voting rights, in attendance. The shareholders approved the 2017 annual accounts and voted in favour of the dividend of CHF 2.90. Three new directors representing the public authorities joined the Board. Prospects for the financial year 2018 are positive and have been backed up the indications of the first quarter.


Public shareholding
Signature of a shareholders' agreement between the public authorities


Synchrony Guardian protects the wealth of persons under deputyship

Geneva, 16 April 2018 – Synchrony, the BCGE's range of investment funds, is extended with Synchrony Guardian, a ground-breaking innovation in terms of Swiss investment funds. The fund's ultraprotective features establish it as the investment instrument of choice for clients under strict deputyship regulations.


BCGE – The Bank welcomes three new directors from 2 May 2018

Geneva, 11 April 2018 – Looking ahead to the next BCGE General Meeting, the State Council of Geneva has appointed two new directors of the Bank, certified accountant Michel Pasteur and entrepreneur Bernard Girod, to replace the members leaving the Board of Directors. At the same time, the City of Geneva appointed lawyer Serge Fasel to the BCGE Board of Directors. They will assume their new positions after the General Meeting on 2 May 2018.


2017 Annual Results
Record income and an increase in dividend

Geneva, 27 February 2018 – The Banque Cantonale de Genève recorded excellent 2017 results. The financial year closed with growth in operating profit of nearly 16% at a record level of CHF 128.3 million. Net profit was up, at CHF 81.6 million. This strong progress is underpinned by all revenue sources, international activities in particular. The cost/income ratio stands at 60.8%, a good level, thanks to the growth in income (CHF 366.1 million, +4.8%) and the control exercised over expenses and risks. Profitability continues to move up in a difficult rates context: return on equity, at 5.6%, is at a high level, and the earnings to equity ratio stands at 8.9%. Assets under bank management and administration rose to CHF 26.4 billion, while mortgage lending followed a targeted upward trend to almost CHF 11 billion (+6%). For 2018, the Bank is forecasting a level of operating profit close to that of 2017. The dividend of CHF 2.90 to be proposed to the Annual General Meeting is up 5.5%.

To view the results of previous years, please click here .


BCGE – Nomination à la direction générale

Genève, le 22 février 2018 – Le Conseil d’administration, sur proposition du CEO, a nommé Madame Pierrette Jaton Klopfenstein membre de la direction générale, en charge de la Division Genève, au 1er avril 2018. Monsieur Claude Bagnoud, qui occupait cette fonction jusqu’ici, reprend la conduite de l’unité d’affaires Collectivités publiques et Participations du groupe à cette même date.


An initiative that is impracticable and harmful to the interests of the bank and its stakeholders

BCGE has taken note of the filing of an initiative to change the regime of its consolidation and supposed to remove the financial consequences in the accounts of the State of Geneva. The bank has reviewed the proposed mechanism and concludes that it is not feasible. It would seriously damage the interests of the bank and its stakeholders while hindering its mission of supporting the Geneva economy. Since 2000, the bank has been able to reconstitute an important value for the Canton through its contribution to public authorities, its credits to the economy, the constitution of its own funds, the payment of dividends and taxes in particular. Consequently, BCGE invites the Geneva population not to subscribe to it.


La Foncière announces a fund unit split, conducted by BCGE

Lausanne, Geneva, 24 January 2018 – Management Company of the real estate investment fund La Foncière, Investissements Fonciers SA, will carry out a division (a split) of the fund units (1:10) on 21 February 2018. The operation will be carried out by the Banque Cantonale de Genève, the custodian bank.


Economy: economic forecasts 2018
Pick-up in growth with very moderate inflation

Geneva, 19 December 2017 – Growth is gaining pace in Geneva. In particular, the canton is being driven by a return of trading, finance, watchmaking and catering; it is expected to record a 1.9% GDP increase in 2018, after a gain of around 1.1% in 2017. Inflation is estimated at 0.7% in 2018. No shock is expected in the real estate sector in the canton. Nationally, economic growth will be at a comparable level. Long-term interest rates could start to rise slightly towards the end of 2018, linked to the European monetary normalisation process.


Digital banking
Launch of the avantageservice.ch platform: an upmarket banking tool for private clients and access to a very competitive loyalty programme

Geneva, 19.12.2017 – The BCGE is launching an innovative web platform aimed at private clients resident in Switzerland. Revolving around the savings account, there are online mortgages, personal pension schemes, investment funds and management mandates. These services constitute the “Avantage service” loyalty programme: the BCGE's excellence plan which enables clients to accumulate up to 2% additional interest on their savings accounts.


The bank receives éco21 certificate

Geneva, 29.11.2017 – SIG has issued the éco21 certificate for BCGE. It certifies that, as the "firm contracted in 2017", the bank has implemented the energy performance measures promised. The certificate confirms the appropriateness of the environmental responsibility policy adopted by the bank.


2017 Economics Seminar
Family-run companies: a long-term vision in a busy world

On 9 November 2017, BCGE and the Geneva Chamber of Commerce, Industry and Services (CCIG) presented their most recent study at their economics seminar.

On 9 November 2017, BCGE and the Geneva Chamber of Commerce, Industry and Services (CCIG) presented their most recent study at their economics seminar.

This event is intended as a forum to exchange ideas and information with decision-makers from industry. The previously unpublished study entitled Entreprises familiales: une vision à long terme dans un monde pressé ("Family-run companies: a long-term vision in a busy world") was presented. In the second session, five prominent figures outlined their vision of this topic before taking part in a debate with the audience.


Innovation in investment funds
Synchrony (LU) Silk Road Zone is well-positioned to harness the valued created by the new silk roads

Geneva, 31.10.2017 – Synchrony (LU) Silk Road Zone is an innovation in the world of Swiss-authorised investment funds. It takes an original approach that transcends the vague concept of “emerging markets”. It invests in companies from different sectors that are directly involved in developing infrastructure and services for the new silk roads.


A new fund to boost the 3rd pillar: the Synchrony LPP 80

The fund contains a high proportion of shares and is managed in compliance with the rules set out by the Ordinance on Occupational Old-Age, Survivors’ and disability Benefit Plans (French only).

Genève, le 20.9.2017 – Le Synchrony LPP 80, fonds contenant une forte proportion d’actions, vient d’être lancé. Il est géré activement dans le respect des règles de l’Ordonnance sur la prévoyance professionnelle vieillesse, survivants et invalidité (OPP2).


BCGE Group half-year results as at 30 June 2017
Strong increase in profitability

Geneva, 8 August 2017 – The Banque Cantonale de Genève ended its half-year with a growth of 23% in its operating profit which came out at a record level of CHF 65.6 million. Net profit was up 10% at CHF 47 million. All revenue sources played their part in this increase, particularly international activities. The cost/income ratio reached a good level at 59.8%, thanks to the growth in income (CHF 183.1 million, +8.2%) and the control exercised over expenses and risks. Profitability moved up in an ongoing difficult rates context: return on equity gained 25 basis points at 6.7% while the earnings to equity ratio increased by 130 basis points at 9.4%. Assets under bank management and administration rose to CHF 24.6 billion (+6.7%) and mortgage lending was up at CHF 10.6 billion (+2.5%). For the full year 2017, the Bank is forecasting a level of operating profit ahead of that of last year.

To view the results of previous years, please click here.


Payments via smartphone
BCGE Twint: a new means of payment

Geneva, 28 July 2017 – BCGE is supplementing its range of services through selective and secure adoption of new digital technologies. As part of this process, the bank is now offering BCGE Twint, a “Swiss made” application for money transfer between one user and another, accessible on smartphone. It also enables users to make payments directly over the internet or to participating retailers.


A rapidly growing brand of Swiss investment funds.

Geneva, 20 June 2017 – Synchrony: a brand controlled by the BCGE group now proposes 36 investment funds representing an investment volume of some CHF 2.2 billion. 3 innovations which target the best companies have been launched on the market this month.


Capital Market
Final conditions fixed for two subordinated bonds totalling CHF 200 million.

Geneva, 1 June 2017 – La Banque Cantonale de Genève (BCGE) has fixed the final conditions for two tranches of subordinated bonds. The first, a Tier 1 type bond (Additional Tier 1, AT1), for an amount of CHF 90 million, carries a coupon rate of 2.00% payable annually. The final conditions for a second Tier 2 type bond (T2), for an amount of CHF 110 million, carrying a coupon rate of 1.125% payable annually, have also been fixed.


New bond issuance
BCGE to stage investor presentations about Tier 1 and Tier 2 subordinated bonds to be issued in Swiss francs.

Geneva, 23 May 2017 – Together with its structuring adviser UBS and Zürcher Kantonalbank (ZKB), the Banque Cantonale de Genève (BCGE) is organising two presentations for investors towards the end of the month in Geneva and Zurich. Subject to favourable market conditions, BCGE plans to issue a number of Tier 1 (Additional Tier 1, or AT1) and Tier 2 subordinated bonds denominated in Swiss francs.


Evolution of the shareholder structure
BCGE - 14,000 shareholders express their confidence in the bank

Genève, le 17 mai 2017 - La Banque Cantonale de Genève (BCGE) relève avec satisfaction que le cercle de son actionnariat privé et institutionnel continue à s'élargir. Il vient de passer le cap des 14'000. La performance du cours en 2016, ainsi que l'introduction réussie de son action nominative unique en 2017, attestent de l'attractivité de l'établissement auprès des investisseurs.


GDP Romandy: one of Europe’s most prosperous regions

In 2015, the French-speaking Swiss region climbed into the top 10 of the most prosperous European regions in terms of value creation per inhabitant. With a gain of four places, from 12th to 8th position, it was beaten only by Inner London-West (City of London), Luxembourg and five other Swiss regions (Zur-ich, Ticino, north-west Switzerland, central Switzerland and Bern-Solothurn). Already since 2009, it has been ranked among the wealthiest regions of Eu-rope, as shown in an analysis accompanying the latest GDP growth forecasts for the Romandy region published today by the region’s six cantonal banks, in collaboration with the CREA Institute and the 100 Forum of “Le Temps”.


23rd Ordinary General Meeting of BCGE
BCGE - Approval of the dividend of 5.5%

Geneva, 25 April 2017 – Banque Cantonale de Genève today held its 23rd Annual General Meeting in the presence of 532 shareholders, representing 80.7% of the voting rights. The shareholders approved the 2016 accounts and voted the dividend of 5.5% of the par value of the shares. Three new directors have joined the Board. For 2017, the Bank is expecting the level of operating profitability to be similar to that of last year.

The General Meeting appropriated available net earnings. CHF 19.8 million were distributed among public, institutional and private shareholders. In addition to the dividend, it voted, in accordance with its articles of association, the payment of CHF 3.96 million to the State of Geneva to reimburse the advances made by the State for the operating expenses of the Fondation de valorisation (Special attribution to the State of Geneva). The pay-out ratio of 33.6% reflects the Bank’s wish to build up, year after year, a basis for continually increasing shareholders’ equity, so as to be able to finance its growth. BCGE consequently distributed a total amount, including taxes, of CHF 43 million to the public authorities in 2016. CHF 124 million has been paid to the public purse over the last three years.

Capital simplified and single type of share
Addressing shareholders and guests, Jean-Pierre Roth, outgoing Chairman of the Board of Directors, noted that "Thanks to its diversified business model, the Bank has been able to minimise the impact of adverse winds and seize opportunities as they have arisen on the markets. Hence, it has recorded a good level of development in its commercial operations, in both lending and asset management; its revenues have progressed, enabling it, despite a high cost base, to generate an increase in net profit compared to the previous year."

Jean-Pierre Roth also stated that "The capital standardisation procedure was carried out in February this year, which contributes positively to the attractiveness of the BCGE share on the stock market and enables the Bank to know the identity of its shareholders" (14,000).

Commercial growth on all fronts
Meanwhile, Blaise Goetschin, Chairman of the Executive Board, presenting the annual report, stated that the Bank was performing well: "Proof of this is the criterion of competitiveness, which measures the commercial efficiency of the Bank compared to its competitors. During the period under review, the Bank has improved its competitive positioning in its various markets. The balance sheet has expanded substantially, by 6.9%, in 2016. Mortgage lending has grown by CHF 400 million. In total, the Bank has granted CH 1.26 billion of additional loans to the business sector. Private banking activities have grown by 3.6% to CHF 12.8 billion. Institutional management has developed significantly, now standing at CHF 10.2 billion, evidence of the growing interest in our asset management on the part of Geneva-region and Swiss investors.”

Presentation of the new Chairman and election of two new directors
Three new members have joined the Board of Directors. The new Chairman, Professor Gilbert Probst, who was appointed by the Council of State on 1st March, was introduced to the Meeting. He succeeds Jean-Pierre Roth. Two new directors have been elected by shareholders, excluding the public authorities; they are Jean Olivier Kerr and Michèle Costafrolaz, who replace Josef Küttel and Ton Schurink.

Gilbert Probst, of Swiss nationality, has been full professor of Management and Organisation at the University of Geneva. Co-founder and Vice-chairman of the Swiss Board Institute foundation (Geneva), Vice-Chairman of the Swiss Institute of Directors for Switzerland (St. Gallen), he has also been Managing Director at the World Economic Forum (WEF). He has extensive private sector and entrepreneurial experience, having been, in particular, a board member at EPA/UNIP, Kuoni, Holcim, Schlaepfer fabrics, Alu Menziken and Acqiris.

Jean Olivier Kerr, of Swiss nationality, has broad experience in international trading in an agri-food multinational. Holding several high-level degrees in the agri-food area, his career has led him to specialise in risk management, strategy analysis and execution, management and leadership, particularly in organisational change scenarios. Having joined Cargill as a trader in 1980, he held various positions before being made, firstly, Manager with Cargill Europe, Geneva, then Vice-chairman of Cargill International, Geneva.

Michèle Costafrolaz, of French nationality, is a founding shareholder and director of MCT Audit & Advisory. Accredited senior auditor with the Federal Audit Oversight Authority, she is a finance and accounting graduate. During her career, she has held financial audit and business advisory roles in the accounting and finance field. Having started her career in external audit with Deloitte Haskins & Sells, she held several management positions in the company before becoming Managing Partner (Audit) with Deloitte SA, Geneva.

State Councillor Serge Dal Busco thanks Jean-Pierre Roth for his valuable contribution
Serge Dal Busco, State Councillor responsible for the Finance Department, stressed the fact that "Banque Cantonale de Genève is clearly in good health. This is visible in the increase in its net profit, the upward share price trend and its having topped the billion-franc mark in terms of market capitalisation. This sound performance means a higher contribution to the public authorities, which is obviously comes as good news to us and to all the canton’s inhabitants". The State Councillor concluded by warmly thanking the outgoing Chairman for his valuable contribution in the service of the Bank and the community of Geneva.


BCGE – Synchrony funds pass the CHF 2 billion mark

Geneva, 14 March 2017 - The assets under management of the Synchrony funds passed the CHF 2 billion mark for the first time on 1st March 2017.


BCGE – Gilbert Probst appointed by the State Council to the Chair of the Board of Directors

Geneva, 1st March 2017 - Gilbert Probst has today been appointed by the State Council to succeed Jean-Pierre Roth as Chairman of the Board of Directors of the BCGE. He will assume his duties on Tuesday 25 April 2017, after the Bank’s ordinary General Meeting.


Annual results 2016 - further increase in net profit

Geneva, 28 February 2017 – Banque Cantonale de Genève achieved very strong results in 2016. With net profit of CHF 79 million (+1%), profitability, in terms of return on equity (5.8%), is on the high end compared with its peers. Its strong competitiveness is clearly demonstrated by two indicators: mortgage lending, which exceeded CHF 10 billion (+4%), and assets under management and administration of over CHF 23.1 billion (+6% ). Equity topped CHF 1.3 billion (+5.1%). The dividend proposed to the General Meeting of 25 April 2017 will represent 5.5% of par value. In 2017, the Bank expects a comparable level of operating profitability to 2016.

To view the results of previous years, please click here.


BCGE – BCGE Best of claims compliance with the Global Investment Performance Standards (GIPS®)

Geneva, 20 February 2017 - BCGE Best of has completed the audit process conducted by an independent verifier over a 6-year period and has received the report attesting its compliance with the GIPS® standards.


The BCGE 1816 online trading platform welcomes its 7,000th investor

Geneva, 1 st February 2017 - BCGE 1816, the Banque Cantonale de Genève’s online trading solution, has reached the 7,000 user milestone and manages assets worth in excess of CHF 430 million. It provides access to Swiss and international markets at even more attractive rates.


Conversion of BCGE's share capital
Introduction of the single registered share following the entry into force of the new Articles of Association

At the AGM on 26 April 2016, BCGE shareholders adopted amendments to the Articles of Association required for introduction of a single registered share. Following ratification by Geneva's Grand Council, the new Articles of Association came into force on 28 January 2017.
Each listed bearer share with a par value of CHF 100 will be converted into two registered shares with a par value of CHF 50. Unlisted A and B registered shares with a par value of CHF 50 each will also be converted into new registered shares (in a 1-for-1 exchange ratio). Each new registered share entitles the shareholder to one vote. Listing of the new registered shares has been authorised by SIX Swiss Exchange.

Press releases for the year 2017 2016 2015
See the BCGE press releases in RSS format

Exchange rates


EUR EUR Atm 1.160 
EUREUR 1.1697 cours euro en baisse
USDUSD1.0407 cours usd en baisse
GBPGBP1.3517 cours usd en hausse
YENYEN0.9220 cour du yen en hausse
EUR EUR Atm 1.122 
EUREUR1.1126 cours euro en baisse
USDUSD0.9530 cours usd en baisse
GBPGBP1.2279 cours usd en hausse
YENYEN0.8510 cour du yen en hausse

Indicative informations

BCGE group investment strategy

Stock market prices

BCGE 190.00 ---
SMI 8,865.56 ---
cours action bcge Data source: SIX Financial Information SA
© 1999-2018 BCGE
   Banque Cantonale de Genève
   Case postale 2251
   1211 Genève 2
   Tél: 058 211 21 00