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21 branches, only one number

058 211 21 00

(Mon. to Fri. from 7.30am to 7.30pm and Sat. from 9am to 4pm)
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Banque Cantonale de Genève
Quai de l'Ile 17 - CP 2251
1211 Genève 2

Fax : +41 58 211 21 99

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Construction Credit

Construction Credit

You wish to finance the construction or renovation of a property by paying for the building work as it progresses? The construction loan is the solution.

ADVANTAGES

  • The interest is calculated on the amount of the loan actually used
  • The bank pays the invoices in line with the progress of the building work
  • The construction loan can be partially consolidated before the end of the building work
  • No double interest: during the construction the interest is incorporated into the construction cost and is not added to the current interest
  The essentials Further information Contact us 
The essentials

For the construction, renovation or transformation of a property

You finance your construction or renovation by means of a current account which is debited with the invoice amounts submitted as the building work progresses. When the building work is finished, the loan is consolidated into a mortgage loan. The interest due for the duration of the construction loan (construction loan interest) is included in the consolidation. construction loan consolidation

Interest is calculated fairly

The interest is calculated on the amount of the loan actually used. You only pay for the work which has been completed.
Further information

Lending rate and commission

  • For current rates, please ask your adviser
  • Quarterly commission: ¼ % calculated on the highest debit balance

Fees and charges

  • From a construction account: account maintenance fee CHF 15 per quarter, including payment transaction fees
  • From another type of account:
    • Payment transaction fees:
      • For payments in Switzerland: CHF 5 per payment order
      • For payments abroad: CHF 5 per order + CHF 20 per payment abroad
    • Other fees: refer to the brochure Payment and other services
  • Handling fee: 1‰ (minimum CHF 500)

Contact us

058 211 21 00
Monday to Friday
7.30am  - 7.30pm


Saturday
9am  - 4pm

Exchange rates

16.09.2019

EUR EUR Atm 1.110 
EUREUR 1.1195 cours euro en baisse
USDUSD1.0361 cours usd en hausse
GBPGBP1.2924 cours usd en hausse
YENYEN0.9561 cour du yen en hausse
EUR EUR Atm 1.074 
EUREUR1.0649 cours euro en baisse
USDUSD0.9488 cours usd en hausse
GBPGBP1.1740 cours usd en hausse
YENYEN0.8825 cour du yen en hausse

Indicative informations

BCGE group investment strategy

Stock market report (French only)

Stock market prices

BCGE 196.50 0.00% cours en hausse
SMI 9,969.19 -0.78% cours en baisse
cours action bcge Data source: SIX Financial Information SA
© 1999-2019 BCGE
   Banque Cantonale de Genève
   Case postale 2251
   1211 Genève 2
   Tél: 058 211 21 00