Tailor-made financing for production facilities

Ideal solutions for business owners wishing to build, renovate or acquire premises for professional use.

As an entrepreneur, you need to be able to react quickly to changes in the economic and legal environment in order to remain competitive. Some strategies may involve the expansion of office space, work space or the modernisation of existing space. New requirements in the context of the energy transition may also necessitate numerous adjustments to the infrastructure. These projects can also increase the value of the company and even provide tax advantages.

This work usually extends over the long term and requires suitable financing solutions as well as careful management of the risks associated with real estate. Whether it is a question of purchasing a hall, building an extension or renovating a building, there is no standard solution to financing. Therefore, it is essential to seek advice from financial professionals who are familiar with all the aspects.


Knowledge of the local economic fabric

The key to success: expert advice with a thorough knowledge of the regional market. Each canton has its own particularities. Those of the canton of Geneva are summarised in the brochure "Financement de l’immobilier, la doctrine d’engagement de la BCGE" (Real estate financing, the BCGE's commitment doctrine, only in French)1.


From standard loans to tailor-made solutions

A wide range of products is available to company directors: construction loans, fixed-rate, variable-rate or SARON mortgages, as well as Minergie® mortgages for entrepreneurs aiming for the highest environmental criteria, and tailor-made structured mortgage loans. The latter allow us to offer informed clients the possibility of optimising financing together with one or more hedging instruments.


From comprehensive analysis to a concrete offer

The real estate financing experts first carry out a thorough analysis of the investment project. They review the borrower's financial planning to determine the most suitable solution.



Banque Cantonale de Genève is at the side of entrepreneurs to accompany them in their real estate projects in Switzerland. The financial plan: a decision as well thought out as the architect's plan...

1Can be downloaded from bcge.ch/fr/doctrine-du-financement-de-l-immobilier-fr (french only).