Mortgage Loan: the informed decision

Exclusive offer1
Mortgage Loan: the informed decision
Until 31 July 2020, double the term of your mortgage and save interest !

Please find below the interest saved on the basis of a CHF 500,000 mortgage loan:

Term (years) Current rate2 Your rate3 Interest savings4
4
1.105%
1.089%
CHF 315
6
1.165%
1.095%
CHF 2'042
8
1.197%
1.105%
CHF 3'537
10
1.222%
1.119%
CHF 4'892
12
1.262%
1.165%
CHF 5'464
14
1.274%
1.181%
CHF 6'040

Join the Avantage service community

If you have a mortgage loan and a BCGE Epargne account, you automatically join our Avantage service loyalty programme5 with over 34,000 members. Advantages:

  • Benefit from 0.5% bonus on your savings
  • Earn up to 2% additional interest on your savings
  • Sponsor your family and friends and receive up to 20% more Avantage service bonus
  1. Conditions of the offer: Offer valid from 01.05.2020 to 31.07.2020 and subject to the conclusion of a contract for the financing of a residential property (primary and secondary residence) in Switzerland: new contract or renewal. The offer is only valid for financing even terms. Offer cannot be cumulated with other offers or special conditions.
  2. Indicative interest rates as at 20 April 2020.
  3. The effective interest rate corresponds to the interest rate normally applicable for the financing period corresponding to half of the desired period. Thus, if the term of the loan is 10 years, the interest rate for a 5-year term is applied, or if the term of the loan is 6 years, the interest rate for a 3-year term is applied. For further information, please contact your BCGE adviser.
  4. Interest savings calculated on the basis of an annual amortisation of the mortgage debt of CHF 5,556.
  5. See conditions in the brochure “Build up your savings” or on our website bcge.ch/avantage-service.
Take advantage of our expertise by fixing an appointment with one of our experts 022 809 24 24 hypotheque@bcge.ch