Libor rate mortgage
The Libor rate mortgage guarantees you a high level of freedom by enabling you to modify the conditions of your loan or even to make quarterly repayments.
The end of LIBOR and the introduction of SARON
Quality support throughout your projetAre you planning to build, buy or renovate a property? You are already a homeowner and are looking for the financing options best suited to your situation? We offer you simple, advantageous mortgage solutions that can be adapted to your needs.
The acquisition of a property requires competent advice, quality support and in-depth dialogue with a specialist. Talk to your adviser.
The Libor* rate mortgage offers immense flexibility and carries one of the lowest money market rates. You are able to modify the conditions of your loan or even to make quarterly repayments. To get the best from it, we strongly advise you to closely follow the rates' trend on the financial markets.
A flexible mortgage to optimise your borrowing
You can react very quickly to rises in interest rates by simply asking your adviser to transform your Libor rate mortgage into a fixed rate mortgage as from the beginning of the next calendar quarter based on the rate on the day you make your request. In this way you optimise the rate risk by spreading your loan over a short-term rate (Libor rate) and a medium- or long-term rate (fixed rate of 2 to 15 years).
The interest on the loan can be deducted from your annual income and the capital borrowed can be deducted from your personal wealth.
Very interesting tax benefits
Each year, your mortgage loan earns you interest bonuses on your BCGE Epargne account thanks to the Avantage service loyalty programme.
Avantage service loyalty programme
Receive a weather station for free
When concluding a mortgage loan with the BCGE, we will offer you a weather station for your future home. Thanks to this high-quality product, weather forecasts will hold no more secrets for you.
* LIBOR: London Interbank Offered Rate