Minergie Mortgage

Minergie Mortgage

The mortgage loan for Minergie property enables you to buy, build or renovate a property while reducing your energy costs.

Optimising your comfort while respecting the environment
The added value generated by the Minergie® standard is financed by the BCGE

The essentials

The Minergie® standard

Minergie® is a label of quality intended for new or renovated buildings which respect certain criteria (air-tight construction, thick thermal insulation and a good ventilation system) to limit their environmental impact and ensure minimum energy consumption. The Minergie® label is a "green" option which enables you to optimise your comfort while respecting the environment at the same time. 
The Minergie® Association (AMI) is mutually supported by the Swiss Confederation, the cantons and private trade and industry.


The role of the BCGE

The BCGE finances 100% of the additional investment incurred in obtaining the Minergie® standard (on a maximum 10% of the construction cost, excluding the cost of the land) for all types of property. Hence, you will have no additional funds to contribute.



Further information

Application

For all types of mortgages: residential property, commercial or small-scale production premises, so long as the property being financed has received the official Minergie® label.


Rates

Mortgage rates for a Minergie® property are available as fixed, variable or Libor rates.
Contact us Contact form