If you are an SME, self-employed or work in a liberal profession, the business loan allows you to finance your investments or secure your working capital.
|REASON FOR FUNDING||Description||Conditions|
Working capital requirement
Financing current assets
Financing fixed assets
|FORM OF FINANCING||Conditions|
Period: 3, 4 and 5 years
With and without instalment
You can combine the two options above under several business loan contracts within the total loan envelope of CHF 150,000.
- Last signed balance sheet(s) and profit & loss accounts audited according to the rules of the Code of Obligations.
- Latest private tax return of the self-employment worker or joint debtor(s)
- Official ID(s) of the company's legal representative(s) (passport, identity card, residence permit)
- With or without instalment
- In principle, business loans are repayable in instalments
- You can combine the two options under several business loan contracts within the total loan envelope of
- If with instalments: payable quarterly, by standing order
- If the business is a limited company (SA) or limited liability company (Sàrl), the manager(s) will act as joint and several debtor(s)
- General assignment of debtors
- Pure risk insurance
- Depending on your file, other conditions may be required