How does it work?

• Instant payments available 24/7, 365 days a year
• Receipt in 10 seconds or immediately rejected
• Instant notification for creditor and debtor (if activated in Netbanking)
• Irrevocable payment
• Single currency: CHF
• Maximum amount per transaction: CHF 20,000
• Rates: Receipt of funds is free at BCGE

Advantages

• Available 24/7
• Immediate receipt of funds
• Configurable notification 

Frequently asked questions

• What is the difference between an instant and a standard transfer?
  • A standard transfer can take up to 48 hours (if made over the weekend or on public holidays). 
  • An instant transfer is carried out in 10 seconds, and the amount is available directly in the account.
• When will outgoing payments be available at BCGE?
  • The activation of outgoing payments is planned for 2025.
• Is it possible to not activate this service?
  • There are no plans to block the receipt of transfers. 
• Is there a charge for receiving an instant payment?
  • Receipt of funds is free for BCGE clients.
• Can transfers be made to all types of accounts?
  • Current accounts and savings accounts (excluding pension accounts and loans) are eligible.
• My funds haven’t arrived. What happened?
  • If you didn’t receive the funds within 10 seconds, the payment was rejected.
• Is there a maximum amount?
  • Transfers cannot exceed CHF 20,000.
• How to receive notifications:
  • When you activate notifications in your Netbanking, you will receive a notification a few moments after the payment has been made.