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22 branches, only one number

058 211 21 00

(Mon. to Fri. from 7.30am to 7.30pm and Sat. from 9am to 4pm)
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Banque Cantonale de Genève
Quai de l'Ile 17 - CP 2251
1211 Genève 2

Fax : +41 58 211 21 99

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BCGE Epargne Logement Account

BCGE Epargne Logement Account

The Epargne logement account enables you to save with a view to acquiring your main residence at a very competitive interest rate and to benefit from aid from the State of Geneva.

ADVANTAGES

  • Facilitated financial conditions to help you with your property project
  • A savings account which is available to anyone living in the canton of Geneva
  • A preferential interest rate

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  The essentials Further information Contact us 
The essentials

The best financial conditions to become a property owner

Thanks to the épargne logement account and to the State of Geneva, you can constitute an initial savings balance at a very attractive rate. In this way you will obtain the best financial conditions for mortgage.

The role of the State of Geneva

The State of Geneva opens a bonus account with the State Treasury in the name of each épargne logement account holder. Each year, over a maximum period of 10 years, the account is credited with a sum which is equal to the interest on the capital saved, but with a maximum of:
  • the credit of a sum equal to that of the interest on the capital saved
  • but with a maximum of
    • CHF 600/year if the holder is a minor
    • CHF 1,200/year if the holder has reached the age of majority

Withdrawal conditions

No notice is required for the purchase of a main residence, in accordance with the conditions laid down by law. Withdrawals for any other reason require 6 months' notice. So that the State bonuses can be paid, withdrawal can only be made 3 years after the opening of the account, this being the earliest when the interest credited to the account totals CHF 1,000.
Further information

Conditions

  • Only one account per person
  • The account holder must live in the canton of Geneva
  • Each member of the same family may open an account, as long as each applicant actually lives in the family home (art. 13, article B, Act dated 26.09.1969)
  • The holder implicitly authorises the BCGE to provide the State of Geneva with the necessary information so that it can validate the principle and the proportion of his/her entitlement to the benefits under the act

Applicable law

Epargne-logement accounts enjoy State aid in accordance with the Act governing épargne-logement accounts dated 26.09.1969, amended on 24.01.2008 and the implementing regulation dated 05.08.1970, amended on 10.03.1997.

Please call us

058 211 21 00
Monday to Friday
7.30am  - 7.30pm


Saturday
9am  - 4pm

Exchange rates

23.03.2017

EUR EUR Atm 1.087 
EUREUR 1.0985 cours euro en hausse
USDUSD1.0349 cours usd en hausse
GBPGBP1.2994 cours usd en hausse
YENYEN0.9266 cours yen en baisse
EUR EUR Atm 1.056 
EUREUR1.0450 cours euro en hausse
USDUSD0.9477 cours usd en hausse
GBPGBP1.1804 cours usd en hausse
YENYEN0.8553 cours yen en baisse

Indicative informations

BCGE group investment strategy

Stock market report (French only)

Stock market prices

BCGE 154.50 ---
SMI 8,566.77 -0.01% cours en baisse
cours action bcge Data source: SIX Financial Information SA
© 1999-2017 BCGE
   Banque Cantonale de Genève
   Case postale 2251
   1211 Genève 2
   Tél: 058 211 21 00