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058 211 21 00

(Montag bis Freitag, 7.30 - 19.30 Uhr, Samstag 9.00 - 16.00 Uhr
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Banque Cantonale de Genève
Quai de l'Ile 17 - CP 2251
1211 Genève 2

Fax : +41 58 211 21 99

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BCGE Epargne Logement Account

BCGE Epargne Logement Account

The Epargne logement account enables you to save with a view to acquiring your main residence at a very competitive interest rate and to benefit from aid from the State of Geneva.

ADVANTAGES

  • Facilitated financial conditions to help you with your property project
  • A savings account which is available to anyone living in the canton of Geneva
  • A preferential interest rate
  The essentials Further information Contact us 
The essentials

The best financial conditions to become a property owner

Thanks to the épargne logement account and to the State of Geneva, you can constitute an initial savings balance at a very attractive rate. In this way you will obtain the best financial conditions for mortgage.

The role of the State of Geneva

The State of Geneva opens a bonus account with the State Treasury in the name of each épargne logement account holder. Each year, over a maximum period of 10 years, the account is credited with a sum which is equal to the interest on the capital saved, but with a maximum of:
  • the credit of a sum equal to that of the interest on the capital saved
  • but with a maximum of
    • CHF 600/year if the holder is a minor
    • CHF 1,200/year if the holder has reached the age of majority

Withdrawal conditions

No notice is required for the purchase of a main residence, in accordance with the conditions laid down by law. Withdrawals for any other reason require 6 months' notice. So that the State bonuses can be paid, withdrawal can only be made 3 years after the opening of the account, this being the earliest when the interest credited to the account totals CHF 1,000.
Further information

Conditions

  • Only one account per person
  • The account holder must live in the canton of Geneva
  • Each member of the same family may open an account, as long as each applicant actually lives in the family home (art. 13, article B, Act dated 26.09.1969)
  • The holder implicitly authorises the BCGE to provide the State of Geneva with the necessary information so that it can validate the principle and the proportion of his/her entitlement to the benefits under the act

Applicable law

Epargne-logement accounts enjoy State aid in accordance with the Act governing épargne-logement accounts dated 26.09.1969, amended on 24.01.2008 and the implementing regulation dated 05.08.1970, amended on 10.03.1997.

Contact us

058 211 21 00
Montag bis Freitag
7.30 - 19.30 Uhr


Samstag
9.00 - 16.00 Uhr

Wechselkurse

18.10.2019

EUR EUR Bancomat 1.117 
EUREUR 1.1265 cours euro en hausse
USDUSD1.0302 cours usd en baisse
GBPGBP1.3333 cours usd en hausse
YENYEN0.9456 =
EUR EUR Bancomat 1.081 
EUREUR1.0715 cours euro en hausse
USDUSD0.9433 cours usd en baisse
GBPGBP1.2111 cours usd en hausse
YENYEN0.8728 =

Angaben ohne Gewähr

Investitionsstrategie der BCGE-Gruppe

Börsenkurse

BCGE 197.00 0.51% cours en hausse
SMI 9,965.49 -0.43% cours en baisse
cours action bcge Datenquelle: SIX Financial Information SA

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© 1999-2019 BCGE
   Banque Cantonale de Genève
   Case postale 2251
   1211 Genève 2
   Tél: 058 211 21 00