logo BCGE
Individuals  
Corporates  
log on Online solutions

Open an account online

dialogue

the BCGE
magazine

Contact

21 branches, only one number

058 211 21 00

(Mon. to Fri. from 7.30am to 7.30pm and Sat. from 9am to 4pm)
Contact forms

Address

Banque Cantonale de Genève
Quai de l'Ile 17 - CP 2251
1211 Genève 2

Fax : +41 58 211 21 99

BIC/SWIFTBCGECHGGXXX
Clearing/CB788
CCP CHF12-1-2
CCP EUR91-518772-8
TVA/IDECHE-105.981.074
GIIN:   CGGLK0.00000.LE.756
LEI:   549300ZEFUWWFTP7BA50

BCGE branches and ATMs

You are looking for ?

Where ?

Emergency numbers – Card security

Emergency numbers :

Security and protection :

Variable rate mortgage

Variable rate mortgage

The variable rate mortgage ensures that the rates on your loan are indexed to market conditions. When buying a property, you can take advantage of possible rate cuts.

ADVANTAGES

  • Realise your acquisition project with quality support
  • The loan is optimised thanks to rates as close to the market as possible
  • You can transform your variable rate mortgage into a fixed rate mortgage at any time
  • Very interesting tax deductions
  • An interest bonus on your savings thanks to the BCGE Avantage service loyalty programme
  The essentials Further information Contact us 
The essentials


Quality support throughout your project

Are you planning to build, buy or renovate a property? You are already a homeowner and are looking for the financing options best suited to your situation? We offer you simple, advantageous mortgage solutions that can be adapted to your needs.

The acquisition of a property requires competent advice, quality support and in-depth dialogue with a specialist. Talk to your adviser.

A dynamic property loan

Take advantage of a loan format whose interest rate is regularly adjusted. The variable rate mortgage loan guarantees that the rates on your borrowing are indexed to market conditions.

A loan for all projects

A mortgage loan for a residential property finances up to 85% (in the case of a new property) of its value. In the case of a renewal or of a mortgage being taken on from the competition, the BCGE lends up to 80% of the value of the property (calculated on the value of the collateral estimated by the bank). The whole of the mortgage is set up on the basis of one single rate.

Very interesting tax benefits

The interest on the loan can be deducted from your annual income and the capital borrowed can be deducted from your personal wealth.

BCGE Avantage service® loyalty programme

Each year, your mortgage loan earns you interest bonuses on your BCGE Epargne account thanks to the BCGE Avantage service® loyalty programme.

Receive a weather station for free

When concluding a mortgage loan with the BCGE, we will offer you a weather station for your future home. Thanks to this high-quality product, weather forecasts will hold no more secrets for you.
Further information

Rates

For current rates, please ask your adviser.

Repayment

The annual charge (annuity) for granting a mortgage loan comprises:
  • interest on the mortgage loan
  • repayment of the capital borrowed
   interest on the mortgage loan
   repayment of the capital borrowed

Optional services

  • Direct or indirect amortisation (Epargne 3 account or mixed life insurance)
  • Possibility of including risk cover (death/disability) with Swisscanto Safe insurance

Contact us

058 211 21 00
Monday to Friday
7.30am  - 7.30pm


Saturday
9am  - 4pm

Exchange rates

13.12.2019

EUR EUR Atm 1.112 
EUREUR 1.1215 cours euro en baisse
USDUSD1.0262 cours usd en baisse
GBPGBP1.3757 cours usd en hausse
YENYEN0.9352 cours yen en baisse
EUR EUR Atm 1.076 
EUREUR1.0667 cours euro en baisse
USDUSD0.9397 cours usd en baisse
GBPGBP1.2497 cours usd en hausse
YENYEN0.8633 cours yen en baisse

Indicative informations

BCGE group investment strategy

Stock market report (French only)

Stock market prices

BCGE 196.00 1.03% cours en hausse
SMI 10,429.27 -0.21% cours en baisse
cours action bcge Data source: SIX Financial Information SA
© 1999-2019 BCGE
   Banque Cantonale de Genève
   Case postale 2251
   1211 Genève 2
   Tél: 058 211 21 00