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21 branches, only one number

058 211 21 00

(Mon. to Fri. from 7.30am to 7.30pm and Sat. from 9am to 4pm)
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Banque Cantonale de Genève
Quai de l'Ile 17 - CP 2251
1211 Genève 2

Fax : +41 58 211 21 99

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Life Annuities

Life Annuities

In exchange for an initial capital payment, you become the beneficiary of a monthly lifetime pension at retirement age and enjoy significant tax benefits in the meantime.

ADVANTAGES

  • Very flexible set-up conditions
  • Significant tax benefits
  • Free choice of the beneficiary in the event of death
  • You can opt for the annuities to be paid for a specific period
  • The annuities are guaranteed
  The essentials Further information Contact us 
The essentials

The totally flexible solution to top up your retirement pension

You pay into the BCGE a capital sum of your choice. Based on this capital deposit, you are paid an annuity pension for the remainder of your life. The amount of the annuity pension is calculated based on the initial capital and your life expectancy. In this way the annuity meets your requirements by topping up your compulsory benefits.

An annuity gives you a tax benefit

Only 40% of the annuity is taxable. This is quite a considerable tax benefit.

Annuity choices and variants

You are free to choose the beneficiary in the event of death, assuming you have chosen the "restitution to heirs" option.

The annuity can be paid to one or two people.
Further information

Applicable law

In accordance with Art.3 of the law governing Geneva Pensions - Old-age insurance, pensions are guaranteed by the State.

Contact us

058 211 21 00
Monday to Friday
7.30am  - 7.30pm


Saturday
9am  - 4pm

Exchange rates

05.06.2020

EUR EUR Atm 1.107 
EUREUR 1.1162 cours euro en hausse
USDUSD1.0051 cours usd en hausse
GBPGBP1.2816 cours usd en hausse
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EUR EUR Atm 1.071 
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GBPGBP1.1642 cours usd en hausse
YENYEN0.8427 cour du yen en hausse

Indicative informations

BCGE group investment strategy

Stock market prices

BCGE 183.50 0.27% cours en hausse
SMI 10,190.37 1.14% cours en hausse
cours action bcge Data source: SIX Financial Information SA
© 1999-2020 BCGE
   Banque Cantonale de Genève
   Case postale 2251
   1211 Genève 2
   Tél: 058 211 21 00