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22 branches, only one number

058 211 21 00

(Mon. to Fri. from 7.30am to 7.30pm and Sat. from 9am to 4pm)
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Address

Banque Cantonale de Genève
Quai de l'Ile 17 - CP 2251
1211 Genève 2

Fax : +41 58 211 21 99

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BCGE Crédit projet personnel

BCGE Crédit projet personnel

Realise your projects without upsetting your budget with a personal project loan(1). You repay our preferential rate personalised loan at a pace that suits you while retaining your financial flexibility.

ADVANTAGES

  • A preferential interest rate and very favourable conditions
  • Interest is tax-deductible
  • A loan including the renunciation of the remaining balance due in the event of death(2)
  • A bonus is paid at the end of the loan period when the loan has been fully repaid

Apply now

  The essentials Further information Contact us 
The essentials


BCGE crédit projet personnel

A loan to help deal with contingencies

You have unexpected expenses? A project that you have set your heart on? You’d like to take advantage of what could be a one-time opportunity, and you lack the necessary funds to fulfil it? The personal loan can help you finance the project without unbalancing your budget.

Your advantages on rates and conditions

The rate applied to a personal project loan is 6.90% (under certain conditions). Unlike some other loan products, personal loan interest is tax-deductible.
The granting of a personal loan is conditional upon a BCGE Privé account being opened, with a standing order for loan repayment. If you take out a BCGE Maestro card, the first subscription will be offered.

Ease and speed of application

To help your project advance, the BCGE notifies you of its decision on granting you a personal loan within 24 hours of receipt of the documents required.

Bonus at the end of the contract

A bonus equal to 1% of the amount borrowed (excluding interest) is paid at the end of the loan period and when the loan has been fully repaid.

(1) Credit approval cannot be granted if it leads to the consumer becoming over-indebted.
(2) See general conditions
Further information

Conditions

  • A personal loan can be granted to customers aged 18 year and over
  • Amount of the loan: minimum CHF 5,000, maximum CHF 70,000
  • Loan period: between 6 and 60 months
  • Early repayment: no penalty (except for processing charges)

Cooling-off period

Customers are granted a 14-day cooling-off period by law. On the basis of a declaration stating that the customer has not exercised his right of withdrawal, the funds are made available from the 15th day thereafter.

Please call us

058 211 21 00
Monday to Friday
7.30am  - 7.30pm


Saturday
9am  - 4pm

Exchange rates

24.03.2017

EUR EUR Atm 1.088 
EUREUR 1.0988 cours euro en baisse
USDUSD1.0346 cours usd en baisse
GBPGBP1.2969 cours usd en hausse
YENYEN0.9284 cour du yen en hausse
EUR EUR Atm 1.056 
EUREUR1.0452 cours euro en baisse
USDUSD0.9473 cours usd en baisse
GBPGBP1.1781 cours usd en hausse
YENYEN0.8570 cour du yen en hausse

Indicative informations

BCGE group investment strategy

Stock market report (French only)

Stock market prices

BCGE 154.50 0.72% cours en hausse
SMI 8,613.64 -0.17% cours en baisse
cours action bcge Data source: SIX Financial Information SA
© 1999-2017 BCGE
   Banque Cantonale de Genève
   Case postale 2251
   1211 Genève 2
   Tél: 058 211 21 00