SEPA Payment

SEPA Payment

With the SEPA system, your payments to other European countries are as simple as within Switzerland itself.

Your payments within Europe: rapid and economical

Process

Your payments on our Netbanking platform will be SEPA-processed provided they comply with the following standards:
  • Use of the function «International bank payment» in the menu «Payment transactions» and «Enter payments»
  • Recipient countries: member states as per the list below 
  • Currency: EUR 
  • Beneficiary’s IBAN number specified (International Bank Account Number) 
  • BIC code (Bank Identifier Code or SWIFT address) of the beneficiary’s bank specified 
  • Cost option: only “Shared costs” (SHA)
  • No instruction from BCGE


To receive a payment transfer from a SEPA-zone country

  • For in coming transfers from abroad to be credited to your account, give the issuer of the payment order your IBAN number and the Swift/BIC code 


IBAN code

Your IBAN number appears on your bank statements. 


Swift/BIC code

The BIC (Bank Identifier Code or SWIFT address) is an additional identification code. Each branch of a bank has its own code.

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